Maximise Your Superannuation with Investments in SMSF
Unlock the potential of your super with strategic property investment.
Turn your Superannuation into a powerful property portfolio
Control Your Investments
Use leverage to your advantage. 3-4 x your asset base, poised for long-term growth
Maximise Leverage
Unlock benefits available to SMSF property investors, in a low tax environment
Utilise Tax Advantages
Property within your SMSF is a proven path to sustainable wealth creation
Build Long Term Wealth
Take full control of your super with direct property ownership through your SMSF
Turn your Superannuation into a powerful property portfolio
Take full control of your super with direct property ownership through your SMSF
Control Your Investments
Use leverage to your advantage. 3-4 x your asset base, poised for long-term growth
Maximise Leverage
Unlock benefits available to SMSF property investors, in a low tax environment
Utilise Tax Advantages
Property within your SMSF is a proven path to sustainable wealth creation
Build Long Term Wealth
Grow smarter - see how leverage multiplies results
By leveraging your capital, you can control a larger asset and benefit from its full growth potential.
Disclaimer: This graph is for general information purposes only and does not constitute financial advice. Past performance is not a reliable indicator of future results. You should seek independent professional advice before making any investment decisions.
The SMSF Property Advantage
Investing in property through your SMSF gives you greater control, flexibility, and potential for higher returns. Unlike traditional super, you can directly own tangible assets, use strategic leverage, and build long-term wealth within a tax-effective structure.
Traditional Super
Limited investment choices
No direct control
Standard market returns
Limited opportunity for leverage
Standard 6-8% returns*
SMSF Property Investment
Direct property ownership
Full investment control
Rental income + capital growth
Boost portfolio with leverage
*Indicative returns based on historical performance. Past performance is not indicative of future results.
Leveraged up to 30% returns*
The SMSF Property Advantage
Investing in property through your SMSF gives you greater control, flexibility, and potential for higher returns. Unlike traditional super, you can directly own tangible assets, use strategic leverage, and build long-term wealth within a tax-effective structure.
Traditional Super
Limited investment choices
No direct control
Standard market returns
Limited opportunity for leverage
Standard 6-8% returns*
SMSF Property Investment
Direct property ownership
Full investment control
Rental income + capital growth
Boost portfolio with leverage
*Indicative returns based on historical performance. Past performance is not indicative of future results.
Leveraged up to 30% returns*
Strategy Session
Define your goals and SMSF capacity. We assess your fund's borrowing power and investment objectives.
Simple steps to SMSF property investment
Research & Shortlist
Identify compliant, high-performing properties using our market analysis and exclusive network access.
Ongoing Support
Acquisition & Negotiation
Handle purchase negotiations, finance arrangements, and ensure all compliance requirements are met.
Continued guidance for portfolio growth, refinancing opportunities, and strategic expansion.
Settlement & Setup
Manage legal documentation, settlement process, and establish proper SMSF ownership structures.
Simple steps to SMSF property investment
Research
& Shortlist
Identify compliant, high-performing properties using our market analysis and exclusive network access.
Settlement &
Setup
Manage legal documentation, settlement process, and establish proper SMSF ownership structures.
Strategy Session
Define your goals and SMSF capacity. We assess your fund's borrowing power and investment objectives.
Acquisition & Negotiation
Handle purchase negotiations, finance arrangements, and ensure all compliance requirements are met.
Ongoing Support
Continued guidance for portfolio growth, refinancing opportunities, and strategic expansion.
Your SMSF Property Experts
We specialise in finding compliant, under-market properties that deliver strong returns for SMSF investors. Here's why investors choose Properly.
Navigate complex SMSF regulations with confidence. We ensure every property meets compliance requirements.
Compliance Expertise
Access exclusive off-market properties and negotiate under-market purchases through our extensive network.
Under Market Deals
Every recommendation is based on investment fundamentals - rental yield, growth potential, and market dynamics.
Investor Focused Strategies
From initial strategy to ongoing portfolio management, we're with you every step of your investment journey.
End-to-End Support
See how Properly has helped SMSF investors turn their super into powerful property portfolios with measurable results.
Real Investors, Real Results
SMSF Property Investment: Common Questions
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An SMSF property investment involves using your Self-Managed Super Fund to purchase property as part of your retirement strategy. The property is owned by the fund, and any income or capital growth goes back into your super for long-term wealth creation.
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Yes — under a structure called a Limited Recourse Borrowing Arrangement (LRBA), your SMSF can borrow to purchase property. The loan is secured only against the property, protecting the rest of your fund’s assets.
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An SMSF can buy residential or commercial investment properties, as long as the purchase complies with superannuation laws. The property must be solely for investment purposes — not for personal use or related parties.
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No. SMSF investment properties must meet the ‘sole purpose test’ — they can’t be used by you, your business, or your relatives. All rental arrangements must be at arm’s length and on commercial terms.
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SMSF property investment offers control, leverage, and potential tax advantages. It allows you to directly choose assets, use super savings to invest in real property, and benefit from concessional tax rates on income and capital gains.
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Like any investment, there are risks — including property market fluctuations, liquidity constraints, and strict compliance rules. It’s important to seek professional advice before proceeding to ensure it aligns with your fund’s strategy.
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While there's no legal minimum, we typically recommend at least $200,000 in your SMSF to make property investment viable. This allows for a deposit, associated costs (stamp duty, legal fees, etc.), and maintaining adequate cash reserves for ongoing expenses and compliance requirements.
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Typical costs include setup and ongoing SMSF fees, loan establishment costs, legal and accounting fees, stamp duty, and property management expenses. A clear cost breakdown helps ensure your investment remains financially sound.
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All rental income and future capital gains go directly back into your SMSF, taxed at concessional rates. Over time, this can significantly boost your retirement savings through compounding growth.
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A buyers agent helps you identify compliant, high-performing properties that suit your SMSF strategy. We handle research, sourcing, and negotiation — ensuring your fund invests strategically and confidently.